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Top 11 Payment Gateways in India for 2025

In the rapidly growing e-commerce landscape of India, choosing the best payment gateway is crucial for businesses aiming to provide seamless, secure, and efficient online payment options. With the rise of UPI payments, credit card processing, and mobile payment methods, businesses need payment gateways in India that cater to diverse customer preferences while ensuring low payment gateway fees and robust security. This blog explores the top payment gateways in India, highlighting their features, payment processing fees, and suitability for businesses, including Shopify payment gateways, small businesses, and international transactions.

Top 11 Payment Gateways in India for 2025

1. Razorpay

Razorpay is one of the best payment gateways in India, known for its versatility and comprehensive payment solutions. It supports UPI payment, credit card payment methods, debit card processing, and international transactions, making it a top choice for ecommerce payment gateways.

  • Key Features:
    • Supports over 100 payment methods, including UPI pay, cards, and net banking.
    • Seamless payment integration for Shopify payment methods, websites, and mobile apps.
    • Offers payment links and QR code payment for easy transactions.
    • Instant settlement payment gateway for faster payouts.
  • Pricing: 2% per transaction for domestic cards and UPI; additional charges for international transactions.
  • Best For: Best payment gateway for Shopify India, startups, and businesses seeking payment gateway for international payments.

2. Paytm Payment Gateway

Paytm is a household name in India, offering a robust Paytm payment gateway that supports online payment platforms and mobile payment processing. It is ideal for businesses looking for secure payment gateways with widespread user adoption.

  • Key Features:
    • Supports UPI payment gateway, Paytm wallet, cards, and net banking.
    • Easy payment gateway integration for ecommerce payment processors.
    • QR code payment gateway for in-store and online transactions.
    • Low credit card transaction fees.
  • Pricing: Competitive rates starting at 1.99% for domestic transactions.
  • Best For: Best payment gateway for small business and best payment app in India.

3. PayU

PayU is a leading payment gateway company in India, offering a wide range of online payment methods and payment processing solutions tailored for ecommerce payment gateways.

  • Key Features:
    • Supports credit card payment options, UPI payment, and international cards like American Express credit card payment.
    • Payment API for seamless integration with Shopify gateways and custom websites.
    • Recurring payment support for subscription-based businesses.
  • Pricing: Starts at 2% for domestic transactions; additional fees for international payment gateways.
  • Best For: Best payment gateway for online business and best payment gateway for international transactions in India.

4. CCAvenue

CCAvenue is one of the oldest and most trusted payment gateways in India, offering a comprehensive suite of payment options for business and robust payment processing.

  • Key Features:
    • Supports 200+ payment methods, including card payment solutions, UPI payment, and wallets.
    • PCI DSS compliant payment gateway for secure transactions.
    • Easiest payment gateway to set up with Shopify payment gateway integration.
  • Pricing: 2% for domestic cards; higher for American Express payment gateway.
  • Best For: Best payment gateway for website in India and ecommerce payment platforms.

5. Cashfree

Cashfree is a fast-growing payment gateway for business, known for its low payment gateway fees and instant settlement payment gateway capabilities.

  • Key Features:
    • Supports UPI payment gateway in India, cards, and net banking.
    • Payment link gateway for quick transactions without a website.
    • Best payment gateway for mobile app with easy payment API integration.
  • Pricing: 1.75% for UPI and domestic cards; competitive credit card processing fees.
  • Best For: Best payment gateway for startups and cheapest payment gateway in India.

6. Instamojo

Instamojo is a user-friendly payment gateway for small business in India, offering simple payment solutions for freelancers, startups, and SMEs.

  • Key Features:
    • Payment links and QR code payment for easy collections.
    • Supports credit card payment processing, UPI pay, and net banking.
    • Easiest payment gateway for quick setup.
  • Pricing: 2% + ₹3 per transaction for domestic payments.
  • Best For: Best payment gateway for individuals and best payment link.

7. Stripe

Stripe is a globally recognized payment gateway that has gained traction in India for its secure payment processing and payment API capabilities, making it a best payment gateway for Shopify.

  • Key Features:
    • Supports Stripe payment gateway for credit card payment solutions and UPI payment.
    • Payment gateway for international payments with multi-currency support.
    • Stripe payment link for easy transactions.
  • Pricing: 2% for domestic cards; 3% for international cards.
  • Best For: Best payment gateway for international transactions and Shopify payment gateways.

8. HDFC Payment Gateway

HDFC Bank offers a reliable bank payment gateway for businesses seeking secure payment methods and credit card processing.

  • Key Features:
    • Supports card payment processing, UPI payment, and net banking.
    • PCI compliant payment gateway for secure transactions.
    • Integration with ecommerce payment gateways and Shopify payment options.
  • Pricing: Custom pricing based on business volume.
  • Best For: Best payment gateway for ecommerce website and large businesses.

9. Google Pay Payment Gateway

Google Pay has emerged as a popular UPI payment gateway in India, offering secure payment options for businesses and customers.

  • Key Features:
    • Seamless UPI payment integration for online payment gateways.
    • QR code payment gateway for quick transactions.
    • Supports Google Pay credit card and debit card payment.
  • Pricing: Minimal transaction fees for UPI-based transactions.
  • Best For: Best payment app and best UPI payment gateway.

10. PayKun

PayKun is a cost-effective payment gateway for merchants, offering online payment solutions with low merchant fees.

  • Key Features:
    • Supports credit card payment systems, UPI payment, and wallets.
    • Payment gateway for Shopify store with easy integration.
    • Instant payment gateway for quick settlements.
  • Pricing: 1.75% for domestic transactions.
  • Best For: Cheapest payment gateway and best payment gateway for small business.

11. Zaakpay

Zaakpay is a versatile payment gateway for online business, offering a range of payment methods and secure payment systems.

  • Key Features:
    • Supports UPI payment gateway, credit card processing, and net banking.
    • Payment gateway for website in India with robust security.
    • Recurring billing for subscription models.
  • Pricing: Starts at 2% for domestic transactions.
  • Best For: Best payment gateway for ecommerce and best payment processing for small business.

How to Choose the Best Payment Gateway in India

When selecting the best payment gateway for your website or Shopify store, consider the following factors:

  • Transaction Fees: Look for the cheapest payment gateway in India with low credit card processing fees and merchant fees.
  • Payment Methods: Ensure the gateway supports UPI payment, credit card payment options, and debit card processing.
  • Integration: Choose a gateway with easy payment integration for Shopify payment methods, websites, or mobile app payment gateway.
  • Security: Opt for PCI DSS compliant payment gateways to ensure secure payment processing.
  • Settlement Time: Consider instant settlement payment gateways for faster cash flow.
  • International Support: For global businesses, select the best payment gateway for international transactions in India.

Conclusion

The top payment gateways in India for 2025, such as Razorpay, Paytm, and Stripe, offer a blend of affordability, security, and versatility. Whether you’re running a Shopify store, a small business, or an e-commerce platform, these payment gateways provide secure payment methods, low payment processing fees, and support for UPI payment, credit card processing, and more. Evaluate your business needs, compare payment gateway fees, and choose the best payment gateway in India to enhance your online payment options and customer experience.

For more details on Shopify payment gateways or payment gateway integration, explore the official websites of these payment companies or contact their support teams.